Paying for Your Pet’s Care
Our hospital accepts debit and credit cards, cash, Cherry, CareCredit, and Scratchpay payments. Please call us if you have any questions!
Cherry
Cherry offers interest-free and fixed-interest plans up to 60 months with no hard credit check.
CareCredit
CareCredit offers 6 months interest-free for fees exceeding $200, and fixed-interest options for fees exceeding $1,000.
Scratchpay
Scratchpay offers 30 days interest-free and 12- to 24-month fixed-interest plans with no hard credit check.
Pet Insurance
Pet insurance can be a meaningful tool for managing the cost of veterinary care. Like health insurance for people, policies vary in what they cover, and most include deductibles, co-payments, and premiums. With most plans, you’ll pay your vet bill upfront, file a claim, and receive reimbursement from your insurance provider.
Is Pet Insurance Worth It?
For many pet parents, yes — especially if a serious illness or accident would create a financial strain. The best time to enroll is often while your pet is young and healthy.
What Does Pet Insurance Typically Cover?
Coverage varies significantly between policies, but many plans help with accidents, illnesses, surgeries, diagnostics, and prescription medications. Pre-existing conditions are typically excluded, and waiting periods often apply.
How Does Reimbursement Work?
With most pet insurance plans, you pay your veterinary bill in full at the time of service, then submit a claim to your insurance company for reimbursement. Reimbursement depends on the policy’s deductible, co-pay, and coverage limits.

Cost Concerns? Let’s Talk About It.
Your pet’s wellbeing is our priority. When the unexpected happens, Exotic Vet Care is nearby, ready to help Charleston pet parents manage a difficult moment and receive the care your pets need, when they need it.
